Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Privacy Policy

Please read these Terms & Conditions carefully as they outline the services of MDX Solutions Limited t/a Search My Credit  and the obligations between Search My Credit  and our Clients (you, the customer).


We are committed to safeguarding the privacy of our website visitors; this policy sets out how we will treat your personal information.

Our privacy policy applies to all new and existing customers. We reserve the right to update or modify this policy at any time.

Our website uses cookies. By using our website and agreeing to this policy, you consent to our use of cookies in accordance with the terms of this policy. Further, you consent to us sharing your data with carefully selected third parties who may contact you via electronic means (including SMS and email) about unspecified products and services.

1. What information do we collect?

We may collect, store and use the following kinds of information:

  1. Information about your computer and about your visits to and use of this website (including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation.
  2. Information relating to any transactions carried out between you and us on or in relation to this website, including information relating to any purchases you make of our goods or services (including any application for a payday loan).
  3. Information that you provide to us for the purpose of registering with us (including personal and financial data)
  4. Information that you provide to us for the purpose of subscribing to our website services, email notifications and/or newsletters.
  5. Any other information that you choose to send to us.

2. Security

We take all reasonable and appropriate steps to protect the personal information that you provide to us from unauthorized access or disclosure. We protect your personal and financial information you provide us by using SSL (Secure Socket Layer) encryption technology. Our servers are protected by firewalls and other security to protect them from external attack.

We comply with UK Data Protection Laws and our Data protection number is Z1795311.

3. Use of your data

Any information which you give us, including personal data as defined by the Data Protection Act 1998, may be disclosed to third parties (e.g. credit reference agencies and where relevant, product providers and anyone whom we may use to process your application on our behalf) for the purpose of processing your application and for the on-going administration of your application. We may sell or share the data you provide to us with third parties such as Credit reference agencies, credit service providers and debt collection agencies.


In addition, and with your consent, we (and if applicable, our partners or other trusted third parties) may use your information for certain marketing activities. It is up to you whether we use your information in this way. Our consent notices provided to you when you subscribe for any of our services will generally ask for your permission to send you marketing communications. Such consents relate to:

•    communications with you from time to time by email and (where you provide us with those details either via the website(s) or elsewhere) by mobile (using SMS or, if your mobile device permits, EMS or MMS messages or similar technologies) and occasionally by post, with information, offers and other material which may interest you;


•    making your information available from time to time to trusted partners and third parties, for them to communicate with you about their products and services as per above.
We may also use your information to conduct market research, for example to ask you to participate in a survey about topical issues, conducted by us or trusted partners or third parties. We will always try to tell you before you participate in the survey how any information you provide in the survey will be used.


Sometimes we may enable third parties acting on our behalf to analyse your information, in a non-personal identifying form, (generally in the form of statistics), so that we can identify trends about usage of our website(s) or services and improve them.
By providing us with your details and agreeing to the terms of our privacy policy you are giving us consent to use your personal data in the manner described (including checking the information you provide against our own records, against those held at Credit Reference Agencies and those held at Fraud Prevention Agencies).


In accordance with the Privacy and Electronic Communications Regulations 2003 we agree that any consent given by you may be withdrawn by you at any time, there are 3 ways to do this:


1.    By contacting us via our contact form here.
2.    By writing to: Search My Credit , 2nd Floor, 145-157 St Johns Street, London, EC1V4PY.
3.    By using the ‘Unsubscribe’ link present on every email sent through our mailing platform.

4. Cookies

  1. A cookie consists of information sent by a web server to a web browser, and stored by the browser. The information is then sent back to the server each time the browser requests a page from the server. This enables the web server to identify and track the web browser. We may use both “session” cookies and “persistent” cookies on the website. We will use the session cookies to: keep track of you whilst you navigate the website; and for system administration and to report information to our advertisers. We will use the persistent cookies to: enable our website to recognise you when you visit; and to enable us to improve our service to you. Session cookies will be deleted from your computer when you close your browser. Persistent cookies will remain stored on your computer until deleted, or until they reach a specified expiry date.
  2. We use Google Analytics to analyse the use of this website. Google Analytics generates statistical and other information about website use by means of cookies, which are stored on users\' computers. The information generated relating to our website is used to create reports about the use of the website. Google will store this information. Google\'s privacy policy is available at: http://www.google.com/privacypolicy.html.

Any information which you give us, including personal data as defined by the Data Protection Act 1998, may be disclosed to third parties (e.g. credit reference agencies and where relevant, product providers and anyone whom we may use to process your application on our behalf) for the purpose of processing your application and for the on-going administration of your application. We may sell or share the data you provide to us with third parties such as Credit reference agencies, credit service providers and debt collection agencies.

In addition, and with your consent, we (and if applicable, our partners or other trusted third parties) may use your information for certain marketing activities. It is up to you whether we use your information in this way. Our consent notices provided to you when you subscribe for any of our services will generally ask for your permission to send you marketing communications. Such consents relate to:

  • communications with you from time to time by email and (where you provide us with those details either via the website(s) or elsewhere) by mobile (using SMS or, if your mobile device permits, EMS or MMS messages or similar technologies) and occasionally by post, with information, offers and other material which may interest you;
  • making your information available from time to time to trusted partners and third parties, for them to communicate with you about their products and services as per above.

We may also use your information to conduct market research, for example to ask you to participate in a survey about topical issues, conducted by us or trusted partners or third parties. We will always try to tell you before you participate in the survey how any information you provide in the survey will be used.

Sometimes we may enable third parties acting on our behalf to analyse your information, in a non-personal identifying form, (generally in the form of statistics), so that we can identify trends about usage of our website(s) or services and improve them.

By providing us with your details and agreeing to the terms of our privacy policy you are giving us consent to use your personal data in the manner described (including checking the information you provide against our own records, against those held at Credit Reference Agencies and those held at Fraud Prevention Agencies).

In accordance with the Privacy and Electronic Communications Regulations 2003 we agree that any consent given by you may be withdrawn by you at any time, there are 3 ways to do this:

    • 1.    By contacting us via our contact form here.
    • 2.    By writing to: Search My Credit , 2nd Floor, 145-157 St Johns Street, London, EC1V4PY.
    • 3.    By using the ‘Unsubscribe’ link present on every email sent through our mailing platform.

Terms and Conditions   l   Privacy Policy